Safeguarding your future: clearly, simply, personally.
At Elsby Life Solutions, we believe that protection should be simple, clear, and completely personal. Explore the cover below and see how we can help safeguard your future.

Four kinds of cover, one conversation.
Tailored for you. We break down complex options into easy-to-understand choices, without drowning you in technical terms.
Life insurance
Support for your loved ones if the unexpected happens.
- Parents who want the children’s future paid for, whatever happens
- Couples where one income would struggle to cover the household
Critical illness cover
Financial help when life takes an unforeseen turn.
- Anyone whose household would struggle if they had to stop work to recover
- Self-employed people without employer sick pay
Income protection
Keeping your finances steady if you’re unable to work due to illness or injury.
- Employees whose sick pay drops to Statutory Sick Pay after a few weeks
- Self-employed people, contractors and sole traders
Mortgage protection
Securing your home when life gets tough.
- First-time buyers taking on the biggest debt of their lives
- Home movers and people remortgaging onto a new deal
Straightforward. Tailored. Human.
Straightforward advice
We break down complex options into easy-to-understand choices.
Tailored for you
Every solution is customised to fit your personal or business needs.
Real people, real expertise
Forget big call centres. Speak directly with professionals who care.
How do I know which cover is right for me?
Start with what would worry you most: leaving family short, a serious illness, or losing your income. Our two-minute quiz points you in the right direction, and a conversation with us fills in the detail. We’ll only suggest cover that fits your situation and budget.
Is your advice tailored to me?
Yes, every time. Every conversation is one-to-one, with a person rather than a script, so the advice fits your situation, your family and your budget.
How do I get started?
Fill in our short enquiry form, call us on 0161 884 9480, or pick how you’d like us to contact you: phone, email or text. We’ll arrange a time that suits you.
Ready to talk it through?
No call centres, no scripts. Just a real person who’ll listen, explain your options in plain English and help you decide.